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The Basics
A $25.00 deposit is required to open this account.
The Monthly Service Fee of $25.00 can be waived by maintaining a combined average daily balance of $10,000.00 in this and up to 9 additional PNC Checking Accounts.
The account earns 0.05% for balances over $2,000.00 and 0.10% at $10,000.
Debit Cards & Using ATMs
This account includes 'PNC Points' program to earn points for gifts and other items. There is no annual fee for this card.
This account includes rebates of any ATM fees you incur when you use a non-affiliated ATM.
Each rebate is credited to your account the same business day of the transaction.
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- Notice of a direct deposit to this account.
- Warnings when your balance falls below a certain threshold;
- The bad news that your account balance is below $0;
- Notice of a direct deposit to this account.
Online Billpay
Free
This institution supports:
- A downloadable app that you can use to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
- A text message alert service that allows you to check balances and recent transactions.
- A downloadable app that you can use to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
- A text message alert service that allows you to check balances and recent transactions.
Automated Phone Banking
Free
You can access your transaction history directly through Quicken and MS Money.
Checks & Statements
Unlimited Check Writing
Yes
Free PNC Exclusive design checks or $12 discount on select designs.
Monthly Paper Statements
Yes
There is a $2.00 monthly fee to receive images of canceled checks with monthly statements.
Electronic Statements
Yes
Images of canceled checks can be viewed online for 90 days.
Overdrawing the Account
The Insufficient Funds Fee is $25.00 for the first overdraft and $36.00 for subsequent overdrafts.
This checking account has 4 options for Overdraft Protection.
From a linked Savings Account, Alternate Checking Account, Credit Card or Overdraft Line of Credit:
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
- Credit Card transfers are at least $50.
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
- Credit Card transfers are at least $50.
Savings and Money Market Accounts
'Statement Savings' requires $25.00 to open and $1.00 to earn interest.
Current APY Information:
- 0.05 % at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
- 0.05 % at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you:
- Maintain a average balance of $400.00;
- Schedule an automatic transfer of $25 or more from your checking account.
- Maintain a average balance of $400.00;
- Schedule an automatic transfer of $25 or more from your checking account.
'Premium Money Market' requires $100.00 to open and 1 cent or more to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.30% at $25,000.00
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.30% at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you maintain a average balance of $1,000.00.
'Savings Max' requires $100.00 to open and $10,000.00 to earn interest.
Current APY Information:
- 0.25% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.30% at $25,000.00
- 0.25% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.30% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a average balance of $10,000.00.
How does PNC Bank Compare?
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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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