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The Basics
A $25.00 deposit is required to open this account.
The Monthly Service Fee of $20.00 can be waived by maintaining an combined average daily balance of $15,000.00 (including linked deposits, loans and investment accounts).
The account earns 0.01% interest.
Debit Cards & Using ATMs
There are 3 debit card reward programs available with this account:
'Chase VISA Extras' allows you to earn points towards items in the VISA Extras Rewards Catalog. There is no annual fee for this card.
The Leisure Rewards program similarly allow syou to earn points for travel-related discounts and prizes. This program costs $25 annually.
The Continental Air Miles program allows you to earn miles towards flights. This program costs $25 annually
There is a $2.00 fee each time you use a non-affiliated ATM after 4 uses per month.
There is a $3.00 fee each time you use a ATM in another country. In addition, a 3% exchange rate adjustment fee applies to Debit Card purchases and cash withdrawals made outside the U.S. in a foreign currency.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive:
- Notice of deposits or withdrawals over a certain threshold;
- Update of daily account balance updates.
- Notice you've received a direct deposit.
- Notice of deposits or withdrawals over a certain threshold;
- Update of daily account balance updates.
- Notice you've received a direct deposit.
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above;
- MS Money for 2007 and above.
- Quicken 2007 and above;
- MS Money for 2007 and above.
$3 for each ACH payment request.
This institution supports:
- A text messaging service to view account balances, view recent activity and credit card due dates, and receive various alerts regarding your account status.
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.
- A text messaging service to view account balances, view recent activity and credit card due dates, and receive various alerts regarding your account status.
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills and credit card payments, locate ATMs, and send a wire transfer.
Automated Phone Banking
Free
You may access your account information through Direct Connect for both Quicken and MSMoney for $9.95 per month.
Checks & Statements
Unlimited Check Writing
Yes
Free Premier style personal checks, or 50% discount on other personal styles.
Monthly Paper Statements
Yes
Check Images with Statements
$3.00/month
Electronic Statements
Yes
Images of canceled checks can be viewed online for 7 years.
Overdrawing the Account
The Insufficient Funds Fee is $25.00 for the first overdraft, $34.00 from 2 to 4 overdrafts and $35.00 for subsequent overdrafts.
FOR ACCOUNTS OPENED IN FL, GA, ID, OR, or WA, the fee is $34.00 for all insufficient funds.
This checking account has 3 options for Overdraft Protection.
From a Credit Card, Line of Credit, or linked Savings Account:
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00.
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00.
Savings and Money Market Accounts
'Chase Savings' requires $25.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.01 % at minimum balance to earn interest;
- 0.01% at minimum balance to avoid fees;
- 0.01% at $25,000.00
- 0.01 % at minimum balance to earn interest;
- 0.01% at minimum balance to avoid fees;
- 0.01% at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you maintain a minimum balance of $300.00.
'Chase Money Market Savings' requires $25.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.01% at minimum balance to earn interest;
- 0.01% at minimum balance to avoid fees;
- 0.01% at $25,000.00
- 0.01% at minimum balance to earn interest;
- 0.01% at minimum balance to avoid fees;
- 0.01% at $25,000.00
The account has a monthly service fee of $12.00. This fee can be waived if you maintain a minimum balance of $1,500.00.
'Chase Plus Savings' requires $100.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.25% at $25,000.00
- 0.05% at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.25% at $25,000.00
The account has a monthly service fee of $20.00. This fee can be waived if you maintain a minimum balance of $15,000.00.
We suggest you also consider:
From GTE Federal Credit Union's website: "Founded in 1935 during the Great Depression, GTE Federal Credit Union is one of the largest locally owned and operated financial institutions in Tampa Bay [...]" They have 28 branches in and around Tampa Bay, offering deposit, loans, investment, and insurance services.
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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