FABB Profile of Cornerstone Community FCU

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About Cornerstone Community FCU

Cornerstone CFCU began in 1957 as the credit union serving the employees of Harrison Radiator Division of General Motors. Cornerstone has grown to become the largest credit union based in Western New York with more than 46,000 members and assets in excess of $300 million. Those that live, work, worship, go to school or volunteer in Niagara County NY are eligible for membership. The credit union provides a wide range of financial services to members while maintaining the traditional values of a credit union -- honesty, integrity and exceptional service. In addition to Cornerstone CFCU's 4 locations (Lockport. Middleport. North Tonawanda), members can also bank at over 4,000 CU service centers all over the US.

Compare Cornerstone Community FCU Checking Accounts

Regular Share Draft Checking

- Overdraft Protection available - Free linked savings account - Online billpay - Debit card - Unlimited check writing - Monthly eStatements available See more

Member Plus Checking

- Earns interest on balances - Overdraft Protection available - Free linked savings account - Online billpay - Debit card - Unlimited check writing - Free or discounted check printing - Monthly eStatements available See more

Cornerstone Community FCU Savings / Money Market Accounts

Interest Rates

Minimums to avoid fee

Share Savings Account

0.50%

$0.00

Money Market Account

0.65% to 0.90%

$0.00

Premium Money Market Account

0.90%

$0.00

How To Reach Cornerstone Community FCU

Go To Website: Cornerstone Community FCU

Call: (800) 488-6481

Cornerstone Community FCU Locations

Branches

Lockport Office Address Hours

Main Office Address Hours

Middleport Office Address Hours

North Tonawanda Office Address Hours

How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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Monday:	09:00am - 5:00pm
Tuesday:	09:00am - 5:00pm
Wednesday:	09:00am - 5:00pm
Thursday:	09:00am - 5:00pm
Friday:	09:00am - 5:00pm
Saturday:	Closed
Sunday:	Closed

Monday:	09:00am - 5:00pm
Tuesday:	09:00am - 5:00pm
Wednesday:	09:00am - 5:00pm
Thursday:	09:00am - 5:00pm
Friday:	09:00am - 6:00pm
Saturday:	09:00am - 1:00pm
Sunday:	Closed

Monday:	09:30am - 4:30pm
Tuesday:	09:30am - 4:30pm
Wednesday:	09:30am - 4:30pm
Thursday:	09:30am - 5:00pm
Friday:	09:30am - 5:00pm
Saturday:	Closed
Sunday:	Closed

Monday:	09:00am - 5:00pm
Tuesday:	09:00am - 5:00pm
Wednesday:	09:00am - 5:00pm
Thursday:	09:00am - 5:00pm
Friday:	09:00am - 5:00pm
Saturday:	Closed
Sunday:	Closed

	Regular Share Draft Checking	Member Plus Checking
Account Restrictions	None	None
Minimum Opening Deposit	$0.00 Account may be opened with a deposit of any amount.	$0.00 Account may be opened with a deposit of any amount.
Monthly Service Fee	$0.00	$5.00 This monthly fee cannot be waived.
Interest Rate	0%	0.50% The account earns 0.50% for balances over $1,000.00 and 0.50% at $10,000.

	Regular Share Draft Checking	Member Plus Checking
Debit Card	$0.00/yr	$0.00/yr
Debit PIN Purchase Fee	$0.00	$0.00
Debit Reward Program	Not Offered	Not Offered
ATM Fee Rebates	No	No
ATM Surcharge Fees	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 3 uses per month.	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 3 uses per month.
International ATM Surcharge Fees	$1.00/per use There is a $1.00 fee each time you use a ATM in another country after 3 uses per month. An additional international withdrawal fee of a small percentage of the withdrawal will apply. The amount of this fee depends on where the withdrawal takes place.	$1.00/per use There is a $1.00 fee each time you use a ATM in another country after 3 uses per month. An additional international withdrawal fee of a small percentage of the withdrawal will apply. The amount of this fee depends on where the withdrawal takes place.

	Regular Share Draft Checking	Member Plus Checking
Online Banking	Free You must log in at least once a month to keep this feature.	Free You must log in at least once a month to keep this feature.
Email Alerts	Not Available	Not Available
Activity Download	Not Available	Not Available
Online Billpay	Included with online banking	Included with online banking
Mobile Banking	Not Available	Not Available
Automated Telephone Banking	Yes	Yes
Direct Connect for Quicken	Not Available	Not Available

	Regular Share Draft Checking	Member Plus Checking
Unlimited Check Writing	Yes	Yes
Free or Discounted Checks	No	Yes One free box of checks per year.
Monthly Paper Statements	Yes	Yes
Check Images with Statements	Not Included	Not Included
Electronic Statements	Yes	Yes
Online Check Images	Yes	Yes

	Regular Share Draft Checking	Member Plus Checking
Free Account Overdraft	No	No
Insufficient Funds Fee	$20.00/per item The Insufficient Funds Fee is $20.00 per overdraft.	$20.00/per item The Insufficient Funds Fee is $20.00 per overdraft.
Overdraft Protection	Available This checking account has one option for Overdraft Protection. From a linked Savings Account: - Funds are transferred in fixed increments of $100.00.	Available This checking account has one option for Overdraft Protection. From a linked Savings Account: - Funds are transferred in fixed increments of $100.00.

	Regular Share Draft Checking	Member Plus Checking
Savings Option 1	Share Savings Account 'Share Savings Account' requires $5.00 to open and $50.00 to earn interest. Current APY Information: - 0.50% at minimum balance to earn interest; - 0.00% at minimum balance to avoid fees; - 0.50% at $25,000.00	Share Savings Account 'Share Savings Account' requires $5.00 to open and $50.00 to earn interest. Current APY Information: - 0.50% at minimum balance to earn interest; - 0.00% at minimum balance to avoid fees; - 0.50% at $25,000.00
Savings Option 2	Money Market Account 'Money Market Account' requires $2,500.00 to open Current APY Information: - 0.65% at minimum balance to earn interest; - 0.65% at minimum balance to avoid fees; - 0.90% at $25,000.00	Money Market Account 'Money Market Account' requires $2,500.00 to open Current APY Information: - 0.65% at minimum balance to earn interest; - 0.65% at minimum balance to avoid fees; - 0.90% at $25,000.00
Savings Option 3	Premium Money Market Account 'Premium Money Market Account' requires $25,000.00 to open Current APY Information: - 0.90% at minimum balance to earn interest; - 0.90% at minimum balance to avoid fees; - 0.90% at $25,000.00	Premium Money Market Account 'Premium Money Market Account' requires $25,000.00 to open Current APY Information: - 0.90% at minimum balance to earn interest; - 0.90% at minimum balance to avoid fees; - 0.90% at $25,000.00

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FABB Profile of Cornerstone Community FCU

About Cornerstone Community FCU

Compare Cornerstone Community FCU Checking Accounts

Cornerstone Community FCU Savings / Money Market Accounts

How To Reach Cornerstone Community FCU

Cornerstone Community FCU Locations

Branches

How We Get Our Information

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