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The Basics
Debit Cards & Using ATMs
Debit Card
$0.00/yr
There is a $1.50 fee each time you use a non-affiliated ATM in New York state. Otherwise, no ATM fee.
There is a $1.50 fee each time you use a ATM in another country. Additional international transaction charges will apply. Amount depends on which country you visit.
Electronic & Telephone Banking
HSBC offers "Easy View" for you to view account from HSBC and from other financial institutions.
You can download 2 years of transaction history in the following formats:
- Quicken 2007 and above.
- Quicken 2007 and above.
Online Billpay
Free
Automated Phone Banking
Free
Checks & Statements
There is a $0.35 fee each time you write a paper check after the first 8 checks per month.
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Electronic Statements
Yes
Images of canceled checks can be viewed online for 45 days.
Overdrawing the Account
The Insufficient Funds Fee is $35.00 per overdraft.
This checking account has one option for Overdraft Protection:
From a linked Overdraft Line of Credit:
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
Savings and Money Market Accounts
'Premium Money Market Plus' requires $0.00 to open and $0.00 to earn interest. You must have a checking account to open this account.
Current APY Information:
- 0.10% at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.25% at $25,000.00
- 0.10% at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.25% at $25,000.00
This account may only be opened online.
Current APY Information:
- 1.10% on all balances.
- 1.10% on all balances.
How does HSBC Compare?
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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