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"Free Checking" from Sterling Savings Bank
The Basics
Debit Cards & Using ATMs
Debit Card
$0.00/yr
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:
- Up to $10.00 total in rebates per month.
- Up to $10.00 total in rebates per month.
To qualify for this feature, you must maintain an average monthly balance of $2,500 in this account
Each rebate is credited to your account the same business day of the transaction.
There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived by maintaining a balance of $2,500.00 or more.
There is a $2.00 fee each time you use a ATM in another country. Additional international withdrawal fee of 2% the amount withdrawn.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive scheduled notifications for account balances and when a specific check clears.
You can download 180 days of transaction history in the following formats:
- Quicken 2007 and above;
- QuickBooks 2007 and above;
- MS Money for 2007 and above.
- Quicken 2007 and above;
- QuickBooks 2007 and above;
- MS Money for 2007 and above.
Online Billpay
Free
Automated Phone Banking
Free
You can access your transaction history directly through Quicken.
Checks & Statements
Overdrawing the Account
The Insufficient Funds Fee is $29.00 per overdraft.
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Transfer fee of $5.00. The transfer fee is charged per transaction;
- Funds are transferred to bring the account balance to $0.00.
- Transfer fee of $5.00. The transfer fee is charged per transaction;
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- Annual fee of $30.00;
- Funds are transferred to bring the account balance to $0.00.
- Annual fee of $30.00;
- Funds are transferred to bring the account balance to $0.00.
Savings and Money Market Accounts
'Statement Savings' requires $100.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.10% at $25,000.00
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.10% at $25,000.00
The account has a monthly service fee of $3.00. This fee can be waived if you:
- Maintain a minimum balance of $300.00;
- Are 55 or older.
- Maintain a minimum balance of $300.00;
- Are 55 or older.
'Special Money Market' requires $1,000.00 to open and to earn interest.
Current APY Information:
- 0.45% at minimum balance to earn interest;
- 0.45% at minimum balance to avoid fees;
- 0.75% at $25,000.00
- 0.45% at minimum balance to earn interest;
- 0.45% at minimum balance to avoid fees;
- 0.75% at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you maintain a minimum balance of $1,000.00.
How does Sterling Savings Bank Compare?
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We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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