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"Free Student Checking" from Sovereign Bank
The Basics
Debit Cards & Using ATMs
This account includes 'Sovereign Cash Rewards' to put money back into your account based on your debit card usage at participating retailers.
Non-affiliated ATM Usage Fee
$0.00
There is a $6.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive reminders that bills are coming due for payment.
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above;
- MS Money for 2007 and above.
- Quicken 2007 and above;
- MS Money for 2007 and above.
Online Billpay
Free
Automated Phone Banking
Free
Checks & Statements
Overdrawing the Account
The Insufficient Funds Fee is $35 per overdraft.
This checking account has 3 options for Overdraft Protection.
From a linked Savings Account or Alternate Checking Account:
- Transfer fee of $10.00. The transfer fee is charged per day.
- Funds are transferred to bring the account balance to $0.00.
- Transfer fee of $10.00. The transfer fee is charged per day.
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- Annual fee of $50.00.
- Transfer fee of $10.00. The transfer fee is charged per day.
- Funds are transferred to bring the account balance to $0.00.
- Annual fee of $50.00.
- Transfer fee of $10.00. The transfer fee is charged per day.
- Funds are transferred to bring the account balance to $0.00.
Savings and Money Market Accounts
'Statement Savings' requires $10.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.15% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.15% at $25,000.00
- 0.15% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.15% at $25,000.00
The account has a monthly service fee of $3.50. This fee can be waived if you maintain a minimum balance of $100.00.
'Money Market Savings' requires $10.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.25% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.30% at $25,000.00
- 0.25% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.30% at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you:
- Maintain a minimum balance of $10,000.00;
- Having a Premier Checking Account.
- Maintain a minimum balance of $10,000.00;
- Having a Premier Checking Account.
'Triple Your Interest Savings' requires $10.00 to open and $0.00 to earn interest.
Current APY Information:
0.15% earned with an automatic transfer from your checking account of under $100.
0.30% earned with an automatic transfer of $100-199.
0.45% earned with an automatic transfer of $200 or more.
The account has a monthly service fee of $3.50. This fee can be waived if you Maintain an automatic transfer to this account from your checking account.
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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