FABB Profile of Power Financial Credit Union

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About Power Financial Credit Union

Power Financial Credit Union, a member-owned financial institution, has been serving the South Florida community for more than 60 years. Power Financial Credit Union is unique because we are a financial cooperative. You'll enjoy great rates, low to no fees and many other outstanding member benefits. You can also take pride in the fact that Power Financial Credit Union believes in giving back to the community through charitable contributions and volunteer efforts. Since we are a financial cooperative, you are an owner and play an active part in the future of the organization. Our success comes from delivering value to you, as opposed to a bank that focuses on delivering value to its shareholders.

Compare Power Financial Credit Union Checking Accounts

Select Up To 3 Accounts

Regular Checking

- Overdraft Protection available - Free linked savings account - Online Bill Pay - Deposit checks from mobile phone - Surcharge-Free ATM Access - Debit card with rewards - Unlimited check writing - Monthly eStatements available See more

Premier Checking

- Earns interest on balances* - Overdraft Protection available - Free linked savings account - Online Bill Pay - Deposit checks from mobile phone - Surcharge-Free ATM Access - Debit card with rewards - Unlimited check writing - Monthly eStatements available
*Fees may reduce earnings
See more

Cha-Ching Teen Checking

Power Financial Credit Union Savings / Money Market Accounts

Annual
Percentage
Yield*

Minimums to avoid fee

Share Savings Account

0.00% to 0.25%

$0.00

MarketSure Money Market Account

0.05% to 0.20%

$2,500.00

*Variable rate may change. Fees may reduce earnings. Please visit www.powerfi.org to confirm the rate is accurate.

How To Reach Power Financial Credit Union

Go To Website: Power Financial Credit Union

Call: 800.548.5465

Power Financial Credit Union Locations

Branches

Florida

Florida City Branch Address Hours

Homestead Branch Address Hours

Juno Branch Address Hours

Kendall Branch Address Hours

North Shore Branch Address Hours

Sheridan Branch Address Hours

How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Compare Fees, Features and Savings Accounts

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Account Restrictions				Students You must be a student 17 or younger to open this account.
Minimum Opening Deposit	$20.00 A $20.00 deposit is required to open this account.	$20.00 A $20.00 deposit is required to open this account.	$20.00 A $20.00 deposit is required to open this account.	$20.00 A $20.00 deposit is required to open this account. - Cha Ching Teen Checking is designed exclusively for members between the ages of 13 - 17.
Monthly Service Fee	$0.00	$0.00	$17.50 The Monthly Service Fee of $17.50 can be waived by maintaining a minimum daily balance of $10,000.00.	$0.00
Interest Rate	up to 0.75% This is a high-yield interest checking account. You can earn 0.75% on balances up to $15,000.00. The rate for balances over $15,000.00 is 0.15%. The rate if you don't qualify for the bonus rate is 0.00% To qualify for the bonus rate, each program cycle you must: - Use your PFCU VISA Debit Card at least 12 times (excluding ATM transactions) and have the transactions post and clear; - Use SecureLink Bill Pay at least 3 times and have the payments post and clear; - Receive email notification of your statement availability and securely view your statement online.	0%	0.25% The account earns 0.25% for balances over $10,000.00.	0%

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Debit Card	$0.00/yr	$0.00/yr	$0.00/yr	$0.00/yr Debit card requires signature from adult co-signer.
Debit PIN Purchase Fee	$0.00	$0.00	$0.00	$0.00
Debit Reward Program	$0.00/yr This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. Earn cash back when using your debit card at certain retailers. There is no annual fee for this program.	$0.00/yr This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. Earn cash back when using your debit card at certain retailers. There is no annual fee for this program.	$0.00/yr This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. Earn cash back when using your debit card at certain retailers. There is no annual fee for this program.	$0.00/yr This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. Earn cash back when using your debit card at certain retailers. There is no annual fee for this program.
Surcharge-Free ATM Access	Yes Surcharge-free ATM access is available at any Publix location (up to 10 transactions per program cycle) and other specified shared service credit unions.	Yes Surcharge-free ATM access is available at any Publix location (up to 10 transactions per month) and other specified shared service credit unions.	Yes Surcharge-free ATM access is available at any Publix location (up to 10 transactions per month) and other specified shared service credit unions.	Yes Surcharge-free ATM access is available at any Publix location (up to 10 transactions per month) and other specified shared service credit unions.
ATM Fee Rebates	Yes This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits: - Up to $2.00 per transaction; - Up to $20.00 per program cycle Rebates are credited to your account at the end of the program cycle. To qualify, you must meet the same minimums required to receive other incentives.	No	No	No
Domestic ATM Fees	$1.50/per use There is a $1.50 ATM surcharge fee after the first 10 ATM withdrawals per program cycle.	$1.50/per use There is a $1.50 ATM fee when using a non-affiliated ATM.	$1.50/per use There is a $1.50 ATM fee when using a non-affiliated ATM.	$1.50/per use There is a $1.50 ATM fee when using a non-affiliated ATM.
International ATM Surcharge Fees	The fee is equal to up to 2.00% of the total amount withdrawn.	The fee is equal to up to 2.00% of the total amount withdrawn.	The fee is equal to up to 2.00% of the total amount withdrawn.	The fee is equal to up to 2.00% of the total amount withdrawn.

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Online Banking	Free In addition to the standard online banking features, this service includes personal finance tools for budgeting and planning.	Free In addition to the standard online banking features, this service includes personal finance tools for budgeting and planning.	Free In addition to the standard online banking features, this service includes personal finance tools for budgeting and planning.	Free In addition to the standard online banking features, this service includes personal finance tools for budgeting and planning.
Email Alerts	Included with Online Banking This Email Alert feature enables you to receive: - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - Statement is ready for online viewing.	Included with Online Banking This Email Alert feature enables you to receive: - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - Statement is ready for online viewing.	Included with Online Banking This Email Alert feature enables you to receive: - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - Statement is ready for online viewing.	Included with Online Banking This Email Alert feature enables you to receive: - Reminders that bills are coming due for payment; - Confirmation that bills have been paid; - Statement is ready for online viewing.
Online Billpay	Included with Online Banking	Included with Online Banking	Included with Online Banking	Included with Online Banking
Mobile Banking	Not Available	Not Available	Not Available	Not Available
Deposit Checks With Mobile Phone	Yes This mobile deposit application is available for iPhone and Android mobile devices.	Yes This mobile deposit application is available for iPhone and Android mobile devices.	Yes This mobile deposit application is available for iPhone and Android mobile devices.	Yes This mobile deposit application is available for iPhone and Android mobile devices.
Automated Telephone Banking	Yes	Yes	Yes	Yes

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Unlimited Check Writing	Yes	Yes	Yes	Yes
Free or Discounted Checks	No	No	No	No
Monthly Paper Statements	No	$2.00/month There is a $2.00 monthly fee to receive paper statements.	$2.00/month There is a $2.00 monthly fee to receive paper statements.	$2.00/month There is a $2.00 monthly fee to receive paper statements.
Check Images with Statements	Included	Included	Included	Included
Electronic Statements	Yes	Yes	Yes	Yes
Online Check Images	Yes You can view canceled checks online for 6 months.	Yes You can view canceled checks online for 6 months.	Yes You can view canceled checks online for 6 months.	Yes You can view canceled checks online for 6 months.

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Free Account Overdraft	No	No	No	No
Insufficient Funds Fee	$35.00/1st overdraft The Returned Item Fee is $35.00 per overdraft. If you opt-in for Courtesy Pay Overdraft Protection, there is a $35.00 fee for all items paid. There is no fee if your negative balance is less than $10.00.	$35.00/1st overdraft The Returned Item Fee is $35.00 per overdraft. If you opt-in for Courtesy Pay Overdraft Protection, there is a $35.00 fee for all items paid. There is no fee if your negative balance is less than $10.00.	$35.00/1st overdraft The Returned Item Fee is $35.00 per overdraft. If you opt-in for Courtesy Pay Overdraft Protection, there is a $35.00 fee for all items paid. There is no fee if your negative balance is less than $10.00.	$35.00/1st overdraft The Returned Item Fee is $35.00 per overdraft. If you opt-in for Courtesy Pay Overdraft Protection, there is a $35.00 fee for all items paid. There is no fee if your negative balance is less than $10.00.
Overdraft Protection	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Funds are transferred to bring the account balance to $0.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Funds are transferred to bring the account balance to $0.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Funds are transferred to bring the account balance to $0.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Funds are transferred to bring the account balance to $0.00.

	Cash Back Checking	Regular Checking	Premier Checking	Cha-Ching Teen Checking
Savings Option 1	Share Savings Account 'Share Savings Account' requires $5.00 to open and $100.00 to earn interest. Current APY Information: - 0.00% up to $99.99; - 0.05% from $100 to $9,999.99; - 0.15% from $10,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.25% for balances greater than $100,000.	Share Savings Account 'Share Savings Account' requires $5.00 to open and $100.00 to earn interest. Current APY Information: - 0.00% up to $99.99; - 0.05% from $100 to $9,999.99; - 0.15% from $10,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.25% for balances greater than $100,000.	Share Savings Account 'Share Savings Account' requires $5.00 to open and $100.00 to earn interest. Current APY Information: - 0.00% up to $99.99; - 0.05% from $100 to $9,999.99; - 0.15% from $10,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.25% for balances greater than $100,000.	Share Savings Account 'Share Savings Account' requires $5.00 to open and $100.00 to earn interest. Current APY Information: - 0.00% up to $99.99; - 0.05% from $100 to $9,999.99; - 0.15% from $10,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.25% for balances greater than $100,000.
Savings Option 2	MarketSure Money Market Account 'MarketSure Money Market Account' requires $2,500.00 to open Current APY Information: - 0.00% up to $2,499.99; - 0.05% from $2,500 to $9,999.00; - 0.15% from $10,000 to $24,999.99 - 0.15% from $25,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.20% for balances greater than $100,000. The account has a monthly service fee of $10.00. This fee can be waived by maintaining a daily balance of $2,500.00 or more.	MarketSure Money Market Account 'MarketSure Money Market Account' requires $2,500.00 to open Current APY Information: - 0.00% up to $2,499.99; - 0.05% from $2,500 to $9,999.00; - 0.15% from $10,000 to $24,999.99 - 0.15% from $25,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.20% for balances greater than $100,000. The account has a monthly service fee of $10.00. This fee can be waived by maintaining a daily balance of $2,500.00 or more.	MarketSure Money Market Account 'MarketSure Money Market Account' requires $2,500.00 to open Current APY Information: - 0.00% up to $2,499.99; - 0.05% from $2,500 to $9,999.00; - 0.15% from $10,000 to $24,999.99 - 0.15% from $25,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.20% for balances greater than $100,000. The account has a monthly service fee of $10.00. This fee can be waived by maintaining a daily balance of $2,500.00 or more.	MarketSure Money Market Account 'MarketSure Money Market Account' requires $2,500.00 to open Current APY Information: - 0.00% up to $2,499.99; - 0.05% from $2,500 to $9,999.00; - 0.15% from $10,000 to $24,999.99 - 0.15% from $25,000 to $49,999.99; - 0.20% from $50,000 to $99,999.99; - 0.20% for balances greater than $100,000. The account has a monthly service fee of $10.00. This fee can be waived by maintaining a daily balance of $2,500.00 or more.

Monday:	09:00am - 5:00pm
Tuesday:	09:00am - 4:00pm
Wednesday:	09:00am - 4:00pm
Thursday:	09:00am - 4:00pm
Friday:	09:00am - 6:00pm
Saturday:	08:30am - 1:00pm
Sunday:	Closed

Monday:	09:00am - 6:00pm
Tuesday:	09:00am - 4:00pm
Wednesday:	09:00am - 4:00pm
Thursday:	09:00am - 4:00pm
Friday:	09:00am - 6:00pm
Saturday:	08:30am - 1:00pm
Sunday:	Closed

Monday:	09:00am - 4:30pm
Tuesday:	09:00am - 4:30pm
Wednesday:	09:00am - 4:30pm
Thursday:	09:00am - 4:30pm
Friday:	09:00am - 6:00pm
Saturday:	Closed
Sunday:	Closed

Monday:	08:30am - 5:00pm
Tuesday:	09:00am - 5:00pm
Wednesday:	09:00am - 5:00pm
Thursday:	09:00am - 5:00pm
Friday:	08:30am - 6:00pm
Saturday:	08:30am - 1:00pm
Sunday:	Closed

Monday:	07:00am - 5:00pm
Tuesday:	07:00am - 5:00pm
Wednesday:	Closed
Thursday:	07:00am - 5:00pm
Friday:	07:00am - 5:00pm
Saturday:	Closed
Sunday:	Closed