Is First-Citizens Bank & Trust Right For You?

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FABB Profile of First-Citizens Bank & Trust

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Checking Features Many People Like

Overdraft Protection

Mobile Banking

Deposit checks from mobile phone

Online Billpay

Email Alerts

Free Linked Savings Accounts*

Debit Reward Program

Free or discounted checks*

Non-Bank ATM Fee Rebates

*Not available with all checking accounts.

Some Fees You Should Know About

Transaction Fees

Non-Bank ATM Surcharge Fee

$2.50

Insufficient Funds Fee

$35.00

Overdraft Protection Transfer Fee

$10.00

Monthly Fees

Monthly Account Service Fees

$0.00 to $16.00

Quicken DirectConnect

$5.95

How to Get In Touch With First-Citizens Bank & Trust

Go to Website

Phone Number: 1.888.323.4732

First-Citizens Bank & Trust Checking Accounts

Free Checking

- Overdraft Protection available - Free linked savings account - Online Bill Pay - Mobile banking - Debit card with rewards - Unlimited check writing - Monthly eStatements available See more

Premier Checking

- Earns interest on balances* - Overdraft Protection available - Free linked savings account - Online Bill Pay - Mobile banking - Debit card with rewards - Unlimited check writing - Free or discounted check printing - Monthly eStatements available
*Fees may reduce earnings
See more

Select Checking

- Overdraft Protection available - Free linked savings account - Online Bill Pay - Mobile banking - Debit card with rewards - Unlimited check writing - Monthly eStatements available See more

First-Citizens Bank & Trust Savings / Money Market Accounts

Interest Rates

Minimums to avoid fee

Regular Savings

0.05%

$300.00

Tiered Money Market Savings

0.05% to 0.10%

$1,000.00

e-Savings

0.05%

$0.00

How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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