FABB Profile of CDC Federal Credit Union

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About CDC Federal Credit Union

At CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account. Or, you may be on your way to retirement and want your money to grow to its full potential. Either way, we are here to help.

We offer the same products and services as a bank does, but with lower interest on loans, higher interest on deposits and of course lower and fewer fees. As a not-for-profit, our focus is your financial health -- not Wall Street. And unlike banks, credit unions are owned and governed by members so it is your money and your financial institution.

Compare CDC Federal Credit Union Checking Accounts

Select Up To 3 Accounts

Simply Checking

- Overdraft Protection available - Online Bill Pay - Mobile banking - Surcharge-Free ATM Access - Debit card - Unlimited check writing - Monthly eStatements available See more

Choice Checking

- Earns interest on balances* - Overdraft Protection available - Online Bill Pay - Mobile banking - Surcharge-Free ATM Access - Debit card - Unlimited check writing - Free or discounted check printing - Monthly eStatements available
*Fees may reduce earnings
See more

Student Checking

Vintage Checking

CDC Federal Credit Union Savings / Money Market Accounts

Annual
Percentage
Yield*

Minimums to avoid fee

Prime Share Savings Account

0.10%

$25.00

Money Market Account

0.10% to 0.15%

$1,000.00

*Variable rate may change. Fees may reduce earnings. Please visit CDC Federal Credit Union to confirm the rate is accurate.

How To Reach CDC Federal Credit Union

Go To Website: CDC Federal Credit Union

Call: 404-325-3270

CDC Federal Credit Union Locations

Branches

Georgia

Chamblee Address Hours

Clifton Road Branch Address Hours

Northlake Office Park Address Hours

How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Compare Fees, Features and Savings Accounts

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Account Restrictions			Students You must be a student 23 or younger to open this account.	Seniors You must be a senior, 55 or older, to open this account.
Minimum Opening Deposit	$25.00 A $25.00 deposit is required to open this account.	$25.00 A $25.00 deposit is required to open this account.	$25.00 A $25.00 deposit is required to open this account.	$25.00 A $25.00 deposit is required to open this account.	$50.00 A $50.00 deposit is required to open this account.
Monthly Service Fee	$0.00	$15.00 The Monthly Service Fee of $15.00 can be waived by: - Maintaining an average daily balance of $1,500.00; - Maintaining an combined average daily balance of $5,000.00; - Have a consumer loan with CDC of $10,000 or more.	$0.00	$0.00	$0.00
Interest Rate	0%	0.05% The account earns 0.05% for balances over $1,500.00.	0.05% The account earns 0.05% for balances over $1,000.00.	0.05% The account earns 0.05% interest on all balances.	0%

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Debit Card	$0.00/yr	$0.00/yr	$0.00/yr	$0.00/yr	$0.00/yr
Debit PIN Purchase Fee	$0.00	$0.00	$0.00	$0.00	$0.00
Debit Reward Program	Not Offered	Not Offered	Not Offered	Not Offered	Not Offered
Surcharge-Free ATM Access	Yes Surcharge-free ATM access is available at all CU24 and CO-OP Network ATM locations.	Yes Surcharge-free ATM access is available at all CU24 and CO-OP Network ATM locations.	Yes Surcharge-free ATM access is available at all CU24 and CO-OP Network ATM locations.	Yes Surcharge-free ATM access is available at all CU24 and CO-OP Network ATM locations.	Yes Surcharge-free ATM access is available at all CU24 and CO-OP Network ATM locations.
ATM Fee Rebates	No	No	No	No	No
Domestic ATM Fees	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 5 free uses per month. You can avoid this fee by using any CU-24/CUHERE ATM.	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 5 free uses per month. You can avoid this fee by using any CU-24/CUHERE ATM.	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 5 free uses per month. You can avoid this fee by using any CU-24/CUHERE ATM.	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM after 5 free uses per month. You can avoid this fee by using any CU-24/CUHERE ATM.	$1.00/per use There is a $1.00 fee each time you use a non-affiliated ATM. You can avoid this fee by using any CU24 ATM.
International ATM Surcharge Fees	$1.00/per use There is a $1.00 fee each time you use an ATM in another country after your 5 free uses per month. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.	$1.00/per use There is a $1.00 fee each time you use an ATM in another country after your 5 free uses per month. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.	$1.00/per use There is a $1.00 fee each time you use an ATM in another country after your 5 free uses per month. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.	$1.00/per use There is a $1.00 fee each time you use an ATM in another country after your 5 free uses per month. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.	$1.00/per use There is a $1.00 fee each time you use an ATM in another country after your 5 free uses per month. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Online Banking	Free In addition to the standard online banking features, this service allows you to transfer funds to anyone using Popmoney.	Free In addition to the standard online banking features, this service allows you to transfer funds to anyone using Popmoney.	Free In addition to the standard online banking features, this service allows you to transfer funds to anyone using Popmoney.	Free In addition to the standard online banking features, this service allows you to transfer funds to anyone using Popmoney.	Free In addition to the standard online banking features, this service allows you to transfer funds to anyone using Popmoney.
Email Alerts	Not Available	Not Available	Not Available	Not Available	Not Available
Online Billpay	Included with Online Banking	Included with Online Banking	Included with Online Banking	Included with Online Banking	Included with Online Banking
Mobile Banking	Yes This institution supports: - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.	Yes This institution supports: - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.	Yes This institution supports: - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.	Yes This institution supports: - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.	Yes This institution supports: - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks With Mobile Phone	Not Available	Not Available	Not Available	Not Available	Not Available
Automated Telephone Banking	Yes	Yes	Yes	Yes	Yes

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Unlimited Check Writing	Yes	Yes	Yes	Yes	Yes
Free or Discounted Checks	No	Yes Account holders receive one free box of 'basic' checks per year.	Yes The first order of 'basic' checks is free for all new account holders.	Yes You will receive one free box of checks per year with this account.	No
Monthly Paper Statements	Yes	Yes	Yes	Yes	Yes
Check Images with Statements	Not Included	Not Included	Not Included	Not Included	Not Included
Electronic Statements	Yes	Yes	Yes	Yes	Yes
Online Check Images	Yes	Yes	Yes	Yes	Yes

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Free Account Overdraft	No	No	No	No	No
Insufficient Funds Fee	$35.00/per item The Insufficient Funds Fee is $35.00 per overdraft.	$35.00/per item The Insufficient Funds Fee is $35.00 per overdraft.	$18.00/per item The Insufficient Funds Fee is $18.00 per overdraft.	$35.00/per item The Insufficient Funds Fee is $35.00 per overdraft.	$35.00/per item The Insufficient Funds Fee is $35.00 per overdraft.
Overdraft Protection	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred in fixed increments of $100.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred in fixed increments of $100.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred in fixed increments of $100.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred in fixed increments of $100.00.	Available This checking account has 2 options for Overdraft Protection. From a linked Savings Account: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred to bring the account balance to $0.00. From a linked Overdraft Line of Credit: - Transfer fee of $10.00. The transfer fee is charged per day; - Funds are transferred in fixed increments of $100.00.

	Simply Checking	Choice Checking	Student Checking	Vintage Checking	Vista Checking
Savings Option 1	Prime Share Savings Account 'Prime Share Savings Account' requires $25.00 to open and $100.00 to earn interest. Current APY Information: - This account earns 0.10% on all balances over $100.00. The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $25.00.	Prime Share Savings Account 'Prime Share Savings Account' requires $25.00 to open and $100.00 to earn interest. Current APY Information: - This account earns 0.10% on all balances over $100.00. The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $25.00.	Prime Share Savings Account 'Prime Share Savings Account' requires $25.00 to open and $100.00 to earn interest. Current APY Information: - This account earns 0.10% on all balances over $100.00. The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $25.00.	Prime Share Savings Account 'Prime Share Savings Account' requires $25.00 to open and $100.00 to earn interest. Current APY Information: - This account earns 0.10% on all balances over $100.00. The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $25.00.	Prime Share Savings Account 'Prime Share Savings Account' requires $25.00 to open and $100.00 to earn interest. Current APY Information: - This account earns 0.10% on all balances over $100.00. The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $25.00.
Savings Option 2	Money Market Account 'Money Market Account' requires $25.00 to open and $1,000.00 to earn interest. Current APY Information: - 0.10% at minimum balance to earn interest; - 0.10% at minimum balance to avoid fees; - 0.15% at $25,000.00 The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $1,000.00.	Money Market Account 'Money Market Account' requires $25.00 to open and $1,000.00 to earn interest. Current APY Information: - 0.10% at minimum balance to earn interest; - 0.10% at minimum balance to avoid fees; - 0.15% at $25,000.00 The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $1,000.00.	Money Market Account 'Money Market Account' requires $25.00 to open and $1,000.00 to earn interest. Current APY Information: - 0.10% at minimum balance to earn interest; - 0.10% at minimum balance to avoid fees; - 0.15% at $25,000.00 The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $1,000.00.	Money Market Account 'Money Market Account' requires $25.00 to open and $1,000.00 to earn interest. Current APY Information: - 0.10% at minimum balance to earn interest; - 0.10% at minimum balance to avoid fees; - 0.15% at $25,000.00 The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $1,000.00.	Money Market Account 'Money Market Account' requires $25.00 to open and $1,000.00 to earn interest. Current APY Information: - 0.10% at minimum balance to earn interest; - 0.10% at minimum balance to avoid fees; - 0.15% at $25,000.00 The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $1,000.00.

Monday:	08:00am - 4:00pm
Tuesday:	08:00am - 4:00pm
Wednesday:	08:00am - 4:00pm
Thursday:	08:00am - 4:00pm
Friday:	08:00am - 4:00pm
Saturday:	Closed
Sunday:	Closed

Monday:	08:00am - 4:00pm
Tuesday:	08:00am - 4:00pm
Wednesday:	08:00am - 4:00pm
Thursday:	08:00am - 4:00pm
Friday:	08:00am - 4:00pm
Saturday:	Closed
Sunday:	Closed

Monday:	08:00am - 4:00pm
Tuesday:	08:00am - 4:00pm
Wednesday:	08:00am - 4:00pm
Thursday:	08:00am - 4:00pm
Friday:	08:00am - 6:00pm
Saturday:	09:00am - 1:00pm
Sunday:	Closed