"Student Checking" from TD Bank

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The Basics

Minimum Opening Deposit

$0.01

This account can be opened with a deposit of any amount.

Account Restrictions

Students

You must be a full-time student to open this account.

Monthly Maintenance Fee $0.00

Debit Cards & Using ATMs

Visa Extras

$0.00/yr

This account includes a 'Visa Extras' debit reward card so you can earn points towards items in the VISA Extras Rewards Catalog.

Debit Card $0.00/yr

Non-affiliated ATM Usage Fee

$2.50/per use

There is a $2.50 charge every time you use a non-TD Bank ATM.

International ATM Usage Fee

$2.50/per use

There is a $2.50 fee each time you use a ATM in another country.

Electronic & Telephone Banking

Online Banking Free

Email Alerts

Included with Online Banking

This Email Alert feature enables you to receive Warnings when your balance falls below a certain threshold.

Online Bill Pay Free

Mobile & Text Banking

Free

This institution supports:
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.

Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes

Free or Discounted Checks

Yes

The first full order of checks is discounted.

Monthly Paper Statements Yes

Check Images with Statements Included

Online Statements Yes

Online Check Images

Yes

You can view images of canceled checks online for the previous 18 months.

Overdrawing the Account

Negative Balance Fee

Yes

There is a $20.00 fee for a negative balance after 10 business days with less than a $0.00 balance.

Returned Item Fee

$35.00/per item

The Insufficient Funds Fee is $35.00 per overdraft.

Overdraft Protection

Available

This checking account has 2 options for Overdraft Protection.

From a linked Savings Account:
- No transfer fee;
- Funds are transferred to bring the account balance to $0.00.

From a linked Overdraft Line of Credit:
- Annual fee of $25.00;
- No transer fee;
- Funds are transferred to bring the account balance to $0.00.

Savings and Money Market Accounts

Choice Money Market

$12.00/month

'Choice Money Market' requires $0.00 to open, 1 cent or more to earn interest.

Current APY Information:
- 0.05 % at minimum balance to earn interest;
- 0.05 % at minimum balance to avoid fees;
- 0.20% at $25,000.00

The account has a monthly service fee of $12.00 ($11.00 when you receive online statements only). This fee can be waived if you:
- Maintain a minimum balance of $2,000.00;
- Being 62 or older.

Convenience Savings

$5.00/month

'Convenience Savings' requires $0.00 to open, 1 cent or more to earn interest.

Current APY Information:
- 0.05% on all balances.

The account has a monthly service fee of $5.00 ($4.00 when you receive online statements only). This fee can be waived if you:
- Maintain a minimum balance of $250.00;
- Being 62 or older.

*Variable rate may change; Please contact TD Bank to confirm rate; Fees may reduce earnings.

How To Reach TD Bank

Go To Website: TD Bank

Call: 888-751-9000

About TD Bank

TD Bank, America's Most Convenient Bank®, is one of the 10 largest banks in the U.S., and provides customers with a full range of financial products and services at thousands of convenient locations and ATMs from Maine to Florida.

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We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

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