"Student Checking" from TD Bank

The Basics

Minimum Opening Deposit
 
$0.01
This account can be opened with a deposit of any amount.
Account Restrictions
 
Students
You must be a full-time student to open this account.
Monthly Maintenance Fee $0.00

Debit Cards & Using ATMs

Debit Card with Rewards
 
$0.00/yr
This account includes a reward program that allows debit card holders to receive discounts on purchases made at participating retailers. There is no annual fee for this card.
Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$3.00/per use
There is a $3.00 charge every time you use a non-TD Bank ATM.
International ATM Usage Fee
 
$3.00/per use
There is a $3.00 fee each time you use a ATM in another country.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive Warnings when your balance falls below a certain threshold.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on iPhone and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
The first full order of checks is discounted.
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images
 
Yes
You can view images of canceled checks online for the previous 18 months.

Overdrawing the Account

Negative Balance Fee
 
Yes
There is a $20.00 fee for a negative balance after 10 business days with less than a $0.00 balance.
Returned Item Fee
 
$35.00/per item
The Insufficient Funds Fee is $35.00 per overdraft.
Overdraft Protection
 
Available
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- No transfer fee;
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- Annual fee of $25.00;
- No transer fee;
- Funds are transferred to bring the account balance to $0.00.

Savings and Money Market Accounts

TD Growth Money Market
 
$12.00/month
'TD Growth Money Market' requires $0.00 to open, 1 cent or more to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.25% at $25,000.00
The account has a monthly service fee of $12.00. This fee can be waived if you maintain a minimum balance of $2,000.00.
TD Simple Savings
 
$5.00/month
'TD Simple Savings' requires $0.00 to open, 1 cent or more to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $300.00.

This fee can also be waived when you have a linked checking account set up with an auto-transfer of $25 per month. This is applies for the first 12 months of opening your account.
*Variable rate may change; Please contact TD Bank to confirm rate; Fees may reduce earnings.

How To Reach TD Bank

Go To Website: TD Bank
Call: 888-751-9000

About TD Bank

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., and provides customers with a full range of financial products and services at thousands of convenient locations and ATMs from Maine to Florida.

 

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