"Relationship Checking" from TD Bank

The Basics

Minimum Opening Deposit
 
$0.01
This account can be opened with a deposit of any amount.
Monthly Maintenance Fee
 
$25.00
The Monthly Service Fee of $25.00 can be waived by maintaining an combined average daily balance of $20,000 in deposits and loan balances (restrictions apply).

There is a $1 discount on your monthly service fee when you start receiving eStatements.
Annual Percentage Yield (APY)
 
0.05%
The account earns 0.05% for balances over $20,000.00.

Debit Cards & Using ATMs

Debit Card $0.00/yr
ATM Fee Reimbursements
 
Yes
Unlimited rebates when you maintain a minimum daily balance of $2,500.
Fees will be automatically rebated back to your account at the end of the statement cycle.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee $0.00

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive Warnings when your balance falls below a certain threshold.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on iPhone and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
Free standard checks or a discount on any other style for the life of the account.
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images
 
Yes
You can view images of canceled checks online for the previous 18 months.

Overdrawing the Account

Negative Balance Fee
 
Yes
There is a $20.00 fee for a negative balance after 10 business days with less than a $0.00 balance.
Returned Item Fee
 
$35.00/per item
The Insufficient Funds Fee is $35.00 per overdraft.
Overdraft Protection
 
Available
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- No transfer fee;
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- Annual fee of $25.00;
- No transer fee;
- Funds are transferred to bring the account balance to $0.00.

Savings and Money Market Accounts

TD Growth Money Market
 
$12.00/month
'TD Growth Money Market' requires $0.00 to open, 1 cent or more to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.20% at $25,000.00
The account has a monthly service fee of $12.00. This fee can be waived if you maintain a minimum balance of $2,000.00.
TD Simple Savings
 
$5.00/month
'TD Simple Savings' requires $0.00 to open, 1 cent or more to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $5.00. This fee can be waived if you maintain a minimum balance of $300.00.
*Variable rate may change; Please contact TD Bank to confirm rate; Fees may reduce earnings.

How To Reach TD Bank

Go To Website: TD Bank
Call: 888-751-9000

About TD Bank

TD Bank, America's Most Convenient Bank®, is one of the 10 largest banks in the U.S., and provides customers with a full range of financial products and services at thousands of convenient locations and ATMs from Maine to Florida.

 

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