Compare checking accounts and reloadable debit cards from Staten Island, NY banks and credit unions for free
Most checking accounts come with free debit cards. These cards allow you to make purchases and withdraw money from ATMs. These ATMs ("Automatic Teller Machines") allow you to check your balance, withdraw and deposit money, and transfer money between your accounts. Read more...
Online Banking offers you unprecedented access to your account history and check images, and includes many features that make the trip to the branch a thing of the past! If you've never used online banking or wonder if your bank's online banking service are up to par, read on. Read more...
An overdraft occurs when you make a purchase or transaction that takes your account into a negative balance. You may overdraft when you write a check, make a debit card purchase, or commit any transaction that pulls too much money from your account. You can avoid this trouble altogether by keeping track of your account's balance in a ledger or checking your balance frequently through online or mobile banking. But dire situations might require you to overdraft sometime, so it's good for all account holders to understand the overdraft policies. Read more...
The Different Types of Minimum Balance Requirements
You may avoid the monthly fee for most accounts by maintaining a minimum balance.
Banks determine the balance requirements for their accounts in a few different ways. The following is a list of definitions of these requirements:
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All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.