Alliance, NE Checking Accounts and Reloadable Debit Cards

 

Which Checking Account or Reloadable Debit Card Works For You?

Compare checking accounts and reloadable debit cards from Alliance, NE banks and credit unions for free

  • Requires no personal information
  • Provides unbiased results
  • Estimates bank fees
  • Takes only minutes

Search Another Town or City 

Tips About Checking Accounts and Reloadable Debit Cards

Understanding Features of Online-Only Checking Accounts

Online Banking Accounts offer features and services unique from traditional checking accounts, including remote deposit, ATM fee rebates, Surcharge-Fee ATM Use, and higher interest rates. Read on to learn more or use FindABetterBank to find the checking account with the features you want. Read more...

Understanding High-Yield Interest "Rewards" Checking Accounts

In recent years, both banks and credit unions have offered rewards checking accounts with terrific interest rates -- sometimes up to 6.00%. While the interest rates have cooled off, the accounts still offer great benefits like no fee ATM withdrawals and even ATM Rebates. Read more...

How to Close a Checking Account

For many consumers, their checking account is the center of their financial existence because it’s where paychecks are deposited, bills are paid and spending money is stored. Because there is so many transactions flowing in and out of these accounts, it’s crucial to close your checking account properly in order to avoid unwanted blunders. Read on...

Alliance Banks and Credit Unions in FindABetterBank

Bank of the West

Great Western Bank

Wells Fargo

Do You Know?

How ATM Withdrawal Fees Get Accessed

Many banks advertise 'unlimited withdrawals from our ATMs' with their checking accounts but advertised or not, most (if not all) banks offer this service. But when you withdrawal from ATMs that aren't your bank's, you may receive two charges:

  1. One from the ATM machine provider (an ATM vendor or other bank)
  2. And one from your bank

The first fee is displayed on the monitor of the ATM you use. The second fee is part of your account. If you use ATMs frequently, you want to find a checking account that offers low 'non-bank' ATM fees. This can be a $0.50-$3 charge from the bank ON TOP of the ATM's charge, which normally run from $1-$2, but may be much higher.

The Difference Between PIN or Signature Debit Purchases

When shopping with your debit card, you may have the choice to pay 'credit or debit.' A debit purchase requires you to give your PIN, and the cost of your purchase is charged to your account immediately. When you pay credit, you sign for the purchase, and the cost applies to your account within a few days.

The possible delay of a signature-based purchase could cause difficulties in two different ways. First, you'll have both an 'actual balance' and an 'available balance' until the transaction clears which can make things confusing. Second, some businesses (like gas stations) will put holds on a certain amount in your account when you make signature-based purchases -- maybe $100. That means when you're only buying $30 of gas, you cannot access the remaining $70 until the payment has cleared. And, if you're unaware of this hold, you may accidentally overdraft your account when you make a purchase before the hold clears.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

Help us locate banks and credit unions nearby and tell us what types of accounts to include

 
Zipcode
Is this zip code? Work School Other
Find banks within
Cancel