Laplace, LA Checking Accounts and Reloadable Debit Cards

 

Which Checking Account or Reloadable Debit Card Works For You?

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Tips About Checking Accounts and Reloadable Debit Cards

How To Avoid ATM Fees

Most checking accounts come with free debit cards. These cards allow you to make purchases and withdraw money from ATMs. These ATMs ("Automatic Teller Machines") allow you to check your balance, withdraw and deposit money, and transfer money between your accounts. Read more...

Online Banking and Billpay Basic Features

Online Banking offers you unprecedented access to your account history and check images, and includes many features that make the trip to the branch a thing of the past! If you've never used online banking or wonder if your bank's online banking service are up to par, read on. Read more...

Overdraft Protection Options

An overdraft occurs when you make a purchase or transaction that takes your account into a negative balance. You may overdraft when you write a check, make a debit card purchase, or commit any transaction that pulls too much money from your account. You can avoid this trouble altogether by keeping track of your account's balance in a ledger or checking your balance frequently through online or mobile banking. But dire situations might require you to overdraft sometime, so it's good for all account holders to understand the overdraft policies. Read more...

Laplace Banks and Credit Unions in FindABetterBank

Capital One

Chase

Regions Bank

Do You Know?

How ATM Fee Rebates Work

With ATM rebates, the charge from a non-bank ATM is rebated to your account. This rebate applies to ATMs anywhere in the US or anywhere outside the bank's home state, depending on the bank. While there is often a limit to the amount a customer may receive in monthly rebates (usually $6/month), this service provides another great incentive to work with a bank that may not be so close in proximity, but offers great accounts. Unlimited ATM rebates are common for banks that have no branches (i.e. Internet Bank Accounts) or for smaller banks that want to remain competitive on a national scale.

How Much Interest-Bearing Checking Accounts Earn

Most banks offer interest bearing checking accounts. These accounts will be most valuable if you have a consistently high balance and want to spend the money in this account a number of times each month.

Most checking accounts have interest rates near or below 0.5%. The exceptions are internet and rewards checking accounts which may have a interest rate up to 4%. But be careful; just because your account earns interest doesn't mean you will earn a lot of it. For example, an account with a 3.5% APY and a $5,000 balance will earn $175 dollars in a year -- not bad considering the low or no risk involved in this 'investment.' But an account with a $5,000 balance and only a 0.5% APY will only return $25 annually.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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