"Asterisk Free Checking" from Huntington National Bank

The Basics

Minimum Opening Deposit
 
$0.00
There is no deposit required to open this account.
Monthly Maintenance Fee $0.00

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a non-affiliated ATM. In addition, you will also be charged a 3% international transaction fee.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes categorized spending reports for budgeting and planning.
Email Alerts
 
Included with Online Banking
You may schedule email alerts for:
- Low balance
- Certain transactions.
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, and find nearby ATMs;
- An iPhone, iPad, and Android application is available to view account balances, pay bills, and find nearby ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and Android Huntington mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements Not Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online.

Overdrawing the Account

Negative Balance Fee
 
Yes
There is a $7.00 fee for a negative balance after four calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Initial Returned Item Fee
 
$37.50/per item
The Insufficient Funds Fee is $23.00 for the first overdraft and $37.50 for subsequent overdrafts.
Overdraft Protection
 
Available
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Funds are transferred in fixed increments of $100.00.
From a linked Overdraft Line of Credit:
- Funds are transferred in fixed increments of $100.00.

Savings and Money Market Accounts

Premier Savings
 
Fee Waived
'Premier Savings' requires $50.00 to open and $0.01 to earn interest.
Current APY Information:
- 0.02% at minimum balance to earn interest;
- 0.02% at minimum balance to avoid fees;
- 0.02% at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you maintain a average balance of $300.00 OR if you link this account to a qualifying checking account.
Premier Money Market
 
$10.00/month
'Premier Money Market' requires $50.00 to open and 1 cent or more to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.05% at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you:
- Maintain a minimum balance of $2,000.00;
- Link the account to their qualifying Huntington checking account.
*Variable rate may change; Please contact Huntington National Bank to confirm rate; Fees may reduce earnings.

How To Reach Huntington National Bank

Go To Website: Huntington National Bank
Call: 1-800-480-2265

About Huntington National Bank

At Huntington, we give you the personal attention you deserve, whether it's online, on the phone or in person at one of our many convenient locations. We provide a wide range of accounts and services to meet all of your financial needs.

We offer full-service checking accounts -- one is just right for you. All of our checking accounts come with Online Banking, Mobile Banking, Text Banking, Bill Pay and Online Statements.

 

How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.