"Money Market Checking" from Dollar Bank

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The Basics

Minimum Opening Deposit
 
 $50.00
A $50.00 deposit is required to open this account.
Monthly Maintenance Fee
 
 $15.00
The Monthly Service Fee of $15.00 can be waived by maintaining an average monthly balance of $5,000.00.
Annual Percentage Yield (APY)
 
 0.05%
The account earns 0.05% interest.

Debit Cards & Using ATMs

Debit Card Cash Rewards.
 
 up to $150/yr cash rewards
This account includes 'Debit Card Cash Rewards.' Earn up to $150 per year in cash rewards. Earn 10 cents for debit MasterCard purchases. Earn 5 cents for paying bills online using Online Banking . There is no annual fee for this card.
Debit Card $0.00/yr
Surcharge-Free ATM Access
 
 Yes
Surcharge-free ATM access is available at over 40,000 Allpoint Network ATM locations.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee Show Details
There is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
 Free
In addition to the standard online banking features, this service includes:
- Personal finance tools for budgeting and planning;
- Funds transfers to accounts at other institutions.
Email Alerts
 
 Included with Online Banking
This Email Alert feature enables you to receive:
- The bad news that your account balance is below $0;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password);
- High debit transactions.
Online Bill Pay Free
Mobile & Text Banking
 
 Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds, pay bills;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;
- A downloadable mobile application for iPhones, BalckBerrys, and Androids to view account balances, view recent activity, transfer funds, pay bills, locate ATMs, and make mobile deposits.
Deposit Checks with Mobile Phone
 
 Free
This feature is available on the iPhone and Android mobile application.
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
 Yes
Account holders receive one free check order per year.
Monthly Paper Statements Yes
Check Images with Statements Included
Online Statements Yes
Online Check Images No

Overdrawing the Account

Negative Balance Fee
 
 Yes
A fee of $9.00 is assessed each day after your account remains negative for a period of 4 or more consecutive calendar days, up to a maximum of $99. Please Note:
- Fees are assessed for the 4th through the 6th consecutive day your account is negative;
- Fees will be waived if your account is no longer negative before the end of the 7th consecutive day;
- This fee is in addition to any Overdraft or NSF Fees assessed.
Returned Item Fee
 
 $36.00/per item
The Insufficient Funds Fee is $36.00 per overdraft.
Overdraft Protection
 
 Available
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Annual fee of $10.00;
- Transfer fee of $10.00. The transfer fee is charged per transaction;
- Funds are transferred to bring the account balance to $0.00.
From a linked Overdraft Line of Credit:
- Annual fee of $10.00;
- Transfer fee of $10.00. The transfer fee is charged per transaction;
- Funds are transferred to bring the account balance to $0.00.

Savings and Money Market Accounts

FreeMoney Savings
 
 No Fee
'FreeMoney Savings' requires $50.00 to open and 1 cent or more to earn interest.
This account earns an APY of 1.20% on all all balances up to $20,000.00.
Premium Money Market Account
 
 Fee Waived
'Premium Money Market Account' requires $2,500.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.15% at all balances.
The account has a monthly service fee of $25.00. This fee can be waived if you:
- Maintain a average balance of $10,000.00;
- also includes balances from linked accts like checking.
*Variable rate may change; Please contact Dollar Bank to confirm rate; Fees may reduce earnings.

How To Reach Dollar Bank

Go To Website: Dollar Bank
Call: 800-828-5527

Dollar Bank Locations

 

Branches

Ohio
Pennsylvania

About Dollar Bank

Dollar Bank's roots are deeply tied to the people, commerce and values of the western Pennsylvania and northeastern Ohio regions. For 156 years, Dollar Bank has grown to become a large, full service, regional bank committed to providing the highest quality of banking services to individuals and businesses. Today, Dollar Bank operates more than 60 branch offices and loan centers throughout the Pittsburgh and Cleveland metropolitan areas.
For the most current information visit dollarbank.com.

 

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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